You may not know this about me, but I actually spent a decade working in the insurance industry as a mathematician. And during the last four years of that run, my main job was to analyze data and create predictive models to build auto insurance rates.
That’s right, my team and I figured out how much our insurance company should charge people for car insurance.
So I know firsthand that there are a lot of factors that go into the calculation of your insurance premium.
And there are plenty that you can’t change — at least not easily. Got a ticket or an accident on your record? It’ll take years for that mistake to stop impacting your rate.
But there are some things you can do almost instantaneously that can have a huge impact on your car insurance rates right now.
In fact, here are six of my favorite insurance hacks for lowering your rate right away: [Read more…]