Prioritized Living

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Archives for December 2018

How to Plan & Create Your Unique Retirement Adventure

How to Plan and Create Your Unique Retirement Adventure

Your grandparents’ retirement is a thing of the past.

The Employment Benefit Research Institute 2017 Retirement Confidence Study shows that Americans preparing for retirement are planning to do things differently — retire later, keep active, and even continue working to some extent.

A new type of retirement is on the horizon. And, if you’re planning to exit the workforce in 20 to 40 years, your golden years might be the adventure of a lifetime! Here’s a look at how life after retirement is changing and how you can start planning your own unique future . . .   [Read more…]

7 Last-Minute Gift Ideas That Won’t Bust Your Holiday Budget

7 Last-Minute Gift Ideas That Won't Bust Your Holiday Budget

Note:  This post contains affiliate links.  Read my policy here.

When I was growing up, one of our annual Christmas traditions was waving goodbye to Dad for a few hours on Christmas Eve. He was off to the mall for Christmas gift shopping!

Every year, we never knew what to expect from Dad under the tree. In my case, I think that was primarily the result of having a kooky dad . . .

. . . but it’s slim pickings out there on Christmas Eve!

If you struggle to come up with great last-minute gift ideas, back away from the eyeshadow collections and novelty socks.

Whether you’re a self-proclaimed procrastinator or the holidays have just snuck up on you this year, you absolutely can get your hands on gifts that people love.

And you can do it on a budget. Here’s how . . .
[Read more…]

How to Jump-Start Your Retirement Savings

How to Jump-Start Your Retirement Savings

If you’ve got three or even four decades to go until retirement, saving for that time of your life may be the last thing on your mind. But you’ve actually got the most incredible element on your side — time.

In fact, with the power of compound interest, you’ll be able to get more bang for your contributions than your peers who wait until they’re closing in on retirement age to start really planning and saving.

Of course, wanting to save for retirement and actually doing it are two very different things. When you’re just getting started, it’s easy to feel intimidated by the confusing alphabet soup of terminology — 401(k), 403(b), IRA, Roth SEP, SIMPLE, HSA, and so on.

So I’m demystifying the options for retirement savings. And I’m walking you through the process of kickstarting your journey to a successful future.   [Read more…]