Easy Homemade Savings Archives - Prioritized Living

How to Use a Budget Binder to Manage Your Money

Even if you have the simplest financial situation, managing your money isn’t always that simple. Add in loans, retirement plans, maybe some kids or even a small business . . . and it gets complicated fast.

After all, your financial life is multi-faceted.

You may have multiple sources of income, savings accounts, retirement or investment accounts, bills for your home, bills for your family, expenses that are coming up, and things you want to do with your money.

How do you keep it all straight and get it all done?

A budget binder, like My Budget Binder from Prioritized Living, is a fantastic tool for mastering your finances. It takes the mess and stress of money management out of the equation and gets you moving toward your financial dreams.

So what is a budget binder? And what benefits does it offer you in managing your household’s money?

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54 Awesome Kid Gifts Under $25

Note: This post contains affiliate links. Read my policy here.

Ohhhh man, the holidays are coming!!!

And this time of year, you’re probably wondering what on earth to get your son or daughter (or niece, nephew, or other favorite kids!).

You want something that will wow that special kid . . . without busting your budget.

And it’s 100% possible.

These 54 kid gifts are all under $25 and will bring a big smile to any kid on Christmas morning.

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15 Awesome Financial Gifts to Give This Holiday Season

Note: This post contains affiliate links. Read my policy here.

With Christmas right around the corner, you may be searching for that perfect gift for the special people in your life. (Or you may be looking to treat yourself to a surprise from Santa!)

Either way, if your gift recipient loves being on top of her finances — or wishes that she were! — this holiday gift guide has got you covered with awesome, budget-friendly presents.

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7 Last-Minute Gift Ideas That Won’t Bust Your Holiday Budget

Note: This post contains affiliate links. Read my policy here.

When I was growing up, one of our annual Christmas traditions was waving goodbye to Dad for a few hours on Christmas Eve. He was off to the mall for Christmas gift shopping!

Every year, we never knew what to expect from Dad under the tree. In my case, I think that was primarily the result of having a kooky dad . . .

. . . but it’s slim pickings out there on Christmas Eve!

If you struggle to come up with great last-minute gift ideas, back away from the eyeshadow collections and novelty socks.

Whether you’re a self-proclaimed procrastinator or the holidays have just snuck up on you this year, you absolutely can get your hands on gifts that people love.

And you can do it on a budget. Here’s how . . .

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17 Simple Ways to Save an Hour a Day

Note: This post contains affiliate links. Read my policy here.

Raise your hand if you could use an extra hour (or an extra 24!) in your day.

I have yet to meet a woman my age whose complaint is that she has too much time on her hands. And I’m guessing you’re not one either. Instead, you’re probably juggling your marriage, family responsibilities, household chores, career goals, and so much more.

So what would it mean to you if you accomplish what you’re already doing while having an extra hour a day?

Would you use that hour to tackle some of your personal goals? To spend time with your husband or kids? To take a much-needed nap?

However you plan to use your newfound time, these time-saving hacks are sure to help. Try these 17 smart ways to save you time every day . . . and, hopefully, save your sanity too! [Read more…]

21 Places to Get Grocery Delivery & Pickup Service

This post is part 5 in the series Skip the Store & Stock Your Pantry.

Note: This post contains affiliate links. Read my policy here.

It is a tough time out there right now.

And, for many people, going to the grocery store — something that used to be simple and safe — has now become a dangerous endeavor.

In the midst of a global pandemic, you’re looking to keep yourself safe and keep your family safe. And, if you’re sick or caring for someone who is ill, you need a way to get your groceries and supplies without stepping into a supermarket.

If you’re used to running to the store with a shopping list, you may not realize just how many options you have for getting fresh groceries, pantry staples, paper products, and everything else you need.

You can absolutely get the groceries you need by staying at home or enjoying contactless pickup.

Right now, demand for these services is at an all-time high. And your usual grocery store may be booked solid right now. So getting what you need means knowing all your options — what stores deliver groceries and which ones offer safe pickup for you.

Wondering where to buy toilet paper, paper towels, tissues, meat, milk, flour, eggs, or other hard-to-find items? This list has it all.

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How to Save Money at ShopRite: 14 Secrets for Smart Shoppers

For most Americans, groceries make up a significant portion of their budgets — up to 15% of their expenses! And plenty of that cash is spent at your local supermarket’s checkout.

Your local supermarket may well be a ShopRite. With more than 300 stores on the east coast, ShopRite is a major chain frequented by millions of people each week.

So what can you do to whittle down that grocery spending? Are there steps you can take specifically at ShopRite to keep your bill low and pocket more of your money each week?

There are! If you’re wondering how to save money at ShopRite, check out these 14 smart tips for saving at this popular chain.

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Meal Planning for Beginners: How to Save Money on Your Family’s Food

For average Americans, roughly 15% of their income is spent exclusively on food. And, with the average household income sitting around $60,000, the typical family spends $9000 to keep everyone fed.

That’s no small chunk of change.

But what if you could slash your food expenses? What a massive difference that would make with your money!

After all, what could you do with the extra cash if you could whittle your food costs down to 12% every single month? To 10% month after month???

That’s precisely where meal planning comes in — a simple exercise that takes just minutes a week. And doing nothing more than sticking with a meal plan can keep your food budget small while freeing up your cash for other financial goals!

And it’s great for everyone — supermoms, busy retirees, cash-strapped students, kitchen-loving dads, and anyone looking to save money and save time.

If you’re new to the scene, you may not even know how to meal plan. No worries! This guide will take you from beginner to meal planning expert in no time. [Read more…]

23 Father’s Day Gifts Under $100

Note: This post contains affiliate links. Read my policy here. I will be compensated if you make a purchase after clicking on my links.

Father’s Day is nearly here! So that eternal question is rearing its head again . . .

What on earth can I give Dad as a gift?

And if you’re looking to buy a present on a budget? You might seriously be scratching your head.

I’ve been there. So I’m sharing 23 of my favorite gift ideas — all under $100 — for that incredible dad you love and adore every day of the year.

Whether you’re buying as a daughter, wife, granddaughter, or an agent for the kids, you’re sure to find a unique and budget-friendly gift he’ll love this Father’s Day!

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How Much Should I Spend on Groceries?

Is your food spending normal?

Maybe you’re a die-hard fan of outsourcing your food prep. You eat nearly every meal out and use your oven for storage.

Or, on the flipside, you’re a frugalista — someone who shops for the best deals in-store and online, stocks up on discount groceries, meal plans like a pro, and whips up 40 inexpensive freezer meals in a day.

But everybody wants to know . . . How much should I spend on groceries? Is my family’s food budget on target, or are we way off?

Get ready to see whether your spending is in line with the average grocery bill in America. Learn how to create a custom food budget for your family. Plus, grab the FREE food budget calculator down below for calculating your family’s ideal grocery budget!

Here we go! [Read more…]