Prioritized Living - Master your money. Get organized. Take back your time.

Skip the Store & Stock Your Pantry with ShopRite from Home

March 16, 2020

This post is part 3 in the series Skip the Store & Stock Your Pantry.

Note: This post contains affiliate links. Read my policy here.

In this series, I’ve reviewed and spelled out the pros & cons of some home delivery and grocery pick-up services — Amazon Subscribe & Save, Amazon Pantry, Target Subscriptions, and Walmart Grocery. Today I’m sharing my review of ShopRite from Home, including how it works and how to get the most bang for your buck.

It was during a particularly challenging pregnancy that I discovered ShopRite from Home.

All of a sudden, instead of having the freedom to run off to the supermarket, I was too sick even to walk around my house. For months! But, even now as a busy mom, I’m a grocery pick-up convert.

Grocery pick-up and delivery service is a game-changer!

Part of it is the truth of my time’s value. Yes, I could be schlepping around the store every week to grab food, personal care items, household supplies, baby stuff — you name it. But my time is precious. I want to spend it on my loved ones, my family’s goals, and my own personal goals.

And the best part is that I don’t have to sacrifice to do that.

Most days that I use ShopRite from Home instead of hitting the store myself, I actually wind up saving money! And that’s a big deal for any family’s food budget.

So how does ShopRite from Home work? What are the ins and outs of the ShopRite pickup service? The ShopRite delivery service? And how can you maximize your efficiency and save the most money while shopping for your groceries?

Let’s dive in. [Read more…]

How to Save Money at ShopRite: 14 Secrets for Smart Shoppers

March 9, 2020

For most Americans, groceries make up a significant portion of their budgets — up to 15% of their expenses! And plenty of that cash is spent at your local supermarket’s checkout.

Your local supermarket may well be a ShopRite. With more than 300 stores on the east coast, ShopRite is a major chain frequented by millions of people each week.

So what can you do to whittle down that grocery spending? Are there steps you can take specifically at ShopRite to keep your bill low and pocket more of your money each week?

There are! If you’re wondering how to save money at ShopRite, check out these 14 smart tips for saving at this popular chain.

[Read more…]

How to Reach Your Goals Faster

March 2, 2020

You feel completely stuck.

Maybe it’s taking forever to make progress on your big goal, and you’re losing motivation.

Maybe your progress was good until you came screeching to a halt.

Or maybe you’re struggling to take that very first step.

Setting a goal, working toward it, and reaching it can be a definite challenge. And it’s no reflection on your character or strength of will if you find yourself stalled before the finish line.

Sometimes all you need to reach your goals quickly is a change of perspective and some simple tools.

Wondering how to reach your goals faster? Work through these 9 powerful steps. [Read more…]

Ready for Tax Time? My TurboTax 2019 Review

February 3, 2020

Note: This post contains affiliate links. Read my policy here.

At heart, I am a die-hard numbers nerd. So it’s a fact that I used to find actual enjoyment in creating spreadsheets to calculate the figures I entered on each year’s tax return.

Then life got more complicated.

I got married. We got a house. Had a kid. Started a business. And more. And my spreadsheet became increasingly complicated until it couldn’t keep up with my complex life and an even more complex tax code.

So, several years ago, I finally abandoned my spreadsheet and bought TurboTax to handle my taxes. And I haven’t looked back since.

Now, maybe you’re wondering if it’s right for you. Should you go old school with your tax forms, a pencil, and a trusty calculator? Should you shell out for the expertise of a CPA or other tax professional? Or should you DIY with a little help from TurboTax?

In this TurboTax review, I’m sharing the low-down on what it actually does, the pros and cons of TurboTax, and what you need to know before you decide to use it. [Read more…]

15 Ways to Recharge Your Batteries This Weekend

January 27, 2020

Is this your week? Your Monday through Friday draaaags on while the weekend is over before you know it.

But the time you have between end-of-day Friday and wake-up time on Monday is actually about 60 hours. And those 60 hours are yours.

If 60 hours seem too unwieldy to manage, try breaking it down into chunks. Time management expert Julie Morgenstern’s strategy is perfect here:

And when you’re ready to plan your chunks of time, choose from this list. Those 60 hours will feel like a much-needed break from your busy week! [Read more…]

Got Unclaimed Funds? Here’s How to Find Your Missing Money.

January 13, 2020

Americans are currently missing out on $58 billion of their own money. Just this year, Utah alone distributed record-breaking quantities of cash — $29.3 million — to its residents. And Virginia broke its own record by returning $87.1 million.

With all that cash floating around, you’ve probably got one simple question: Do any of those unclaimed dollar bills and assets belong to you?

Finding out is easier than you think. So we’re walking you through the places you may have unknowingly misplaced some money. We’ve got the shortcuts for tracking down the funds you’re legitimately owed and the details on how to file your claim. [Read more…]

Here’s Why Your Budget Needs a Sinking Fund

December 16, 2019

When it comes to saving, you’ve got your eye on a few different buckets.

There’s your emergency fund, your retirement savings, and maybe even a college savings plan for the kids.

But there’s another type of savings that many people haven’t heard about . . . but it’s one that can dramatically improve your financial life!

It’s the sinking fund.

They’re simple to set up, easy to manage, and oh so important in reaching your financial goals. Here’s how you can use sinking funds to plan your expenses without messing up your budget. [Read more…]

Your HSA is Actually a Retirement Secret Weapon

December 2, 2019

Sure, you’ve heard about the traditional tools for retirement planning. IRAs and 401(k) plans offer unique benefits for saving your cash now to enjoy when you’re older.

But what about a Health Savings Account? Most people think an HSA is just a place to keep short-term savings to cover your family’s medical costs this year.

But an HSA is actually an incredible and often-overlooked tool for funding your golden years. And its special treatment by the IRS may get you the most bang for your buck when you include an HSA in your retirement plan. Here’s how: [Read more…]

54 Awesome Kid Gifts Under $25

November 18, 2019

Note: This post contains affiliate links. Read my policy here.

Ohhhh man, the holidays are coming!!!

And this time of year, you’re probably wondering what on earth to get your son or daughter (or niece, nephew, or other favorite kids!).

You want something that will wow that special kid . . . without busting your budget.

And it’s 100% possible.

These 54 kid gifts are all under $25 and will bring a big smile to any kid on Christmas morning. [Read more…]

How to Make a Habit Stick: Secrets & Tools to Reach Your Goals

November 4, 2019

All of us are creatures of habit. Those hundreds of little things we do on autopil0t and even our bigger routines make up our habits.

Of course, hopefully, most of those actions are good habits! But each of us has not-so-great habits we’d like to eliminate . . . or replace with better ones. And there are good habits we’d all like to adopt. But how?

First things first . . . how long does it take to make a habit? For the simple stuff, it can be as little as just 21 days! On average though, research shows it’ll take you 66 days to create a habit.

So, if you want to start and build a habit, you need a few tips and tricks to get you across that finish line two months down the road. And maybe a tool to keep you motivated along the way!

Ready to take your desired habit from pipe dream to reality? Here’s what you need to make it happen! [Read more…]