Credit 101: Why Your Credit Score Matters & How to Improve It

Remember that college course you had to take about managing your credit? No? Don’t worry, you didn’t miss it.

And you probably never attended a seminar on one of the most important and frequently misunderstood areas of finance, either — your credit.

So it’s no surprise that some people struggle with understanding and managing their developing credit histories. In fact, a recent LendEDU survey found that only 25% of millennials could correctly define what a credit score is, and only 17% knew one of the best ways to improve their score.

Today, it’s time to set the record straight.

Here’s the scoop on what really makes a difference when it comes to your credit and the low-down on how you can take control of your financial destiny with a few easy strategies.

Read the rest of my article over on Citi’s Life & Money site!

What’s the biggest misconception you’ve heard (or believed!) about your credit health?