Are you suffering under the weight of your cell phone bill?

According to data collected by the Pew Research Center, 95% of U.S. adults own a cell phone. At the same time, Aaron Smith, Associate Director of Research at Pew, has some sobering news. Smith reports that “nearly half (48%) of smartphone-dependent Americans have had to cancel or shut off their cell phone service for a period of time, because the cost of maintaining that service was a financial hardship.”

However, if you think there’s nothing you can do about that painfully large chunk of change each month, think again.