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10 Easy Ways to Slash Your Monthly Bills

10 Easy Ways to Slash Your Monthly Bills

How often does this happen to you?  You cash your paycheck only to have it disappear.  After paying your landlord, insurance guy, utility company, and everyone else, you’re left with next to nothing.

But what if you could hold on to more of your heard-earned money?  Pocket some extra in case of emergency?  Save hundreds or even thousands a year with these easy-to-implement tips.  [Read more…]

Tagged With: Budget, Home Ownership, Saving, Guest Posts, Food

Purchase New or Used? Surprise Savings and Hidden Dangers (Part 2)

This entry is part 2 of 2 in the series Purchase New or Used?

Purchase New or Used

If you missed last week’s post on Part 1 in this series, click here to check it out!

Helmets

Picking up an inexpensive bicycle helmet at a yard sale may seem like a great deal at first, but the potential pitfalls negate the financial savings.

First, there’s the issue of sanitation.  A helmet – typically stored in a garage, in a basement, or even outdoors – may be rife with mold, bacteria, or insect eggs.  Plus, the previous owner likely left behind some combination of dead skin cells, hair product residue, dried sweat, skin infection, and head lice.

Second and more important, there’s the question of safety.  Older helmets may not meet current safety standards for protecting your head and neck.  Even more troubling, a helmet, which is designed to protect the wearer from a single accident only, may have been damaged beyond the point of proper functioning.  Plus, according to an article in the Health section of The New York Times, the plastic of every helmet deteriorates due to frequent exposure to sunlight and ozone.

With new, clean, undamaged helmets available online and in many stores for less than $20, there’s no reason to risk your life and health for a few dollars’ savings. [Read more…]

Tagged With: Saving, Products & Tools

Purchase New or Used? Surprise Savings and Hidden Dangers (Part 1)

This entry is part 1 of 2 in the series Purchase New or Used?

Purchase New or Used

If you’re the type of person who always buys directly from a store, you’re missing out.  At the same time, shopping the neighborhood yard sales can lead to trouble.  When you make a purchase, you want quality at a terrific price.  When should you buy new . . . and when is there a savvier way to go?  [Read more…]

Tagged With: Saving, Products & Tools

5 Amazing Kitchen Tools That Make Healthy Eating Easy

5 Amazing Kitchen Tools That Make Healthy Eating Easy

Note:  This post contains affiliate links.  Read my policy here.

Is your greatest obstacle to healthy eating the effort required to do it?

Washing, chopping, cooking fruits and vegetables . . . eating a healthy portion . . . keeping it all fresh — how do you do it?

These handy kitchen tools are just what you need to make storing, preparing, and eating healthy foods even easier:  [Read more…]

Tagged With: Products & Tools, Food

15 Ways to Be More Productive Today

15 Ways to Be More Productive Today

Some days the life of a busy mom looks like this:

You cross the finish line of another non-stop day, and you are exhausted . . . but you honestly don’t know what you have to show for all your spent hours.  Projects are piling up at work, the house and kids look like they need to be hosed down, and you can’t remember the last time you had uninterrupted quality time with your spouse.

And tomorrow it begins again.

Getting it all done while making the most of your time is possible.  Try adopting these 15 practices for maximizing your productivity: [Read more…]

Tagged With: Guest Posts, Parenting

How to Save Big on Amazon

How to Save Big on Amazon

Photo courtesy of Amazon

Mega-retailer Amazon.com offers competitive deals 24-7, but did you know you can save big beyond the advertised prices?  Check out some popular ways – and some little-known secrets – for getting more for your money on Amazon. [Read more…]

Tagged With: Guest Posts, Store Savings

3 Rules for Maximum Productivity

3 Rules for Maximum Productivity

Note:  This post contains affiliate links.  Read my policy here.

Eat That Frog:  21 Great Ways to Stop Procrastinating and Get More Done in Less Time has a mouthful of a title.  But it’s been making the rounds as a best-selling productivity book for years.

For me, there’s good advice and bad advice in this compact guide.  However, one of the major highlights are the “3 Rules for Maximum Productivity.”

These 3 questions are perfect for refocusing your day’s activities on a continual basis.  Brian Tracy’s book primarily targets work-related tasks, but these questions can apply to so many areas of your personal life as well.

Ask yourself these 3 questions in reference to . . .

  • Your life as a whole
  • Your career
  • Your relationships
  • Your finances
  • Your health
  • Your home projects
  • Your community involvement
  • . . . and more

[Read more…]

How to Save Big at Target

How to Save Big at Target

Photo courtesy of Target

Ask your extreme couponing friends to name some of their favorite stores for huge savings, and you’ll hear Target over and over.

With nearly 2000 stores in the U.S. alone, Target is a major player in the discount retail space.  In addition to low prices, Target boldly offers customers a wide array of tools intended to save them even more money at the register.

Here are nine no-fail methods for keeping more cash in your pocket at Target. [Read more…]

Tagged With: Guest Posts, Store Savings

How to Save Big at Bed Bath & Beyond

How to Save Big at Bed Bath and Beyond

Photo courtesy of Wikimedia

Mega-retailer Bed Bath & Beyond has it all.  For many people, it’s the first store that comes to mind when looking for home goods, décor, furniture, baby gear, storage supplies, and dorm room fixings.  If you’re getting married or having a baby, it’s likely you’ll set up a registry with this popular retailer.

The great news is that Bed Bath and Beyond adores couponers.  Here’s a look at the many ways you can save on your next BB&B purchase. [Read more…]

Tagged With: Saving, Guest Posts, Store Savings

Sanity-Saving Skills Every Busy Person Needs

This entry is part 1 of 3 in the series Sanity-Saving Skills Every Busy Person Needs

Sanity-Saving Skills Every Busy Person Needs

Thumb through your dictionary to the word “busy,” and you’ll find a tragic photo of your weary-looking face.

Work, home, family, bills, committees you were suckered into, that broken doohickey you’ve been meaning to fix for a year – there’s no escaping the constant call of responsibilities on your shoulders.  It’s time to fight back the mayhem and carve out some downtime for yourself with an arsenal of easy-to-learn skills that you can start using today. [Read more…]

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Hi, I’m Megan!

Megan Nye I'm a personal finance writer, wife, and mom. And I know we’re all looking for the secrets, the systems, and the hacks that will make our lives easier & better.

We want to stretch our resources to get more for less . . . so we can spend our time, money, and energy on what really matters to us and our families.

Here at Prioritized Living, we talk about making smart money choices, organizing our space, managing our time, and pursuing our goals. Be the driving force of your journey. Live your priorities! Read more.

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