Archives for May 2018

5 Habits of People with Excellent Credit

You know a strong credit score is invaluable to your financial life. Want to secure the best mortgage rate? Nab that charming apartment? Pay less for your insurance premiums? Your FICO score, the most popular score used by lenders, makes it happen.

Ranging from 300 to a perfect 850, your FICO score determines what credit is available to you and at what rate. According to NerdWallet, once you hit 760, you’ll usually be offered the very best rates.

But some people can’t resist the challenge of achieving a FICO score in the 800s. If you want to know how to gain -– and maintain –- a top-notch score, you can learn from these five habits of card-carrying members of the 800 club. [Read more…]

Here’s How to Hack Your Way to an Organized Refrigerator

This post is part [part not set] in the series How to Organize It.

Note: This post contains affiliate links. Read my policy here.

Ahh, the fridge. That chilly black hole where perfectly good food vanishes until the stink leads you to it. Or where you mutter curses under your breath as you pull everything out in order to find that one thing you need.

As little more than a giant box with lots of oddly shaped foods, the refrigerator can be an organizing nightmare. Too often, you wind up with wasted food and even double purchases after you lose an item in the recesses of the fridge.

But getting your fridge organized — and keeping it organized — is surprisingly simple. With a few fundamental principles and the right tools, you can take your refrigerator from maddening to organized in a snap. [Read more…]

11 Perfect Wedding Gifts to Buy on a Budget

Note: This post contains affiliate links. Read my policy here.

It’s that time of year again. Wedding season is in full swing!

And, if you’re committed to living on a budget, your worry may be that you have to choose between overly expensive and awful gifts for the happy couples.

But you can be generous, thoughtful, and money-savvy all at once.

In fact, here are 11 perfect wedding gifts that are sure to delight newlyweds without breaking the bank! [Read more…]