How to Lower Your Credit Card Interest Rate

When it comes to your credit card debt, you have much more power than you probably realize.

You already know your card’s interest rate plays a major rule in how quickly your debt adds up . . . and how soon you’ll be free of it. But did you know that the interest rate you’ve got isn’t necessarily the rate that you’re stuck with?

Here’s a little-known secret: You can actually negotiate your interest rate with your creditor. A poll conducted by CreditCards.com found that only 25% of cardholders contact a credit card issuer to negotiate. But the astounding news is that nearly 70% of those who did landed a lower interest rate!

Best of all, joining that 70% is easier thank you think. Here’s how you can successfully negotiate your own interest rate:

Read the rest of my article over on Northwestern Mutual’s blog!

Want to slash your credit card's interest rate? The secret is in negotiating your rate (and it's easier than you think)! Here's what you need to know. | How to Lower Your Credit Card Interest Rate | Prioritized Living

Want to slash your credit card's interest rate? The secret is in negotiating your rate (and it's easier than you think)! Here's what you need to know. | How to Lower Your Credit Card Interest Rate | Prioritized Living

Want to slash your credit card's interest rate? The secret is in negotiating your rate (and it's easier than you think)! Here's what you need to know. | How to Lower Your Credit Card Interest Rate | Prioritized Living

Want to slash your credit card's interest rate? The secret is in negotiating your rate (and it's easier than you think)! Here's what you need to know. | How to Lower Your Credit Card Interest Rate | Prioritized Living

Want to slash your credit card's interest rate? The secret is in negotiating your rate (and it's easier than you think)! Here's what you need to know. | How to Lower Your Credit Card Interest Rate | Prioritized Living

Want to slash your credit card's interest rate? The secret is in negotiating your rate (and it's easier than you think)! Here's what you need to know. | How to Lower Your Credit Card Interest Rate | Prioritized Living

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