Smart Saving & Spending Archives - Page 2 of 9

21 Places to Get Grocery Delivery & Pickup Service

This post is part 4 in the series Skip the Store & Stock Your Pantry.

Note: This post contains affiliate links. Read my policy here.

It is a tough time out there right now.

And, for many people, going to the grocery store — something that used to be simple and safe — has now become a dangerous endeavor.

In the midst of a global pandemic, you’re looking to keep yourself safe and keep your family safe. And, if you’re sick or caring for someone who is ill, you need a way to get your groceries and supplies without stepping into a supermarket.

If you’re used to running to the store with a shopping list, you may not realize just how many options you have for getting fresh groceries, pantry staples, paper products, and everything else you need.

You can absolutely get the groceries you need by staying at home or enjoying contactless pickup.

Right now, demand for these services is at an all-time high. And your usual grocery store may be booked solid right now. So getting what you need means knowing all your options — what stores deliver groceries and which ones offer safe pickup for you.

Wondering where to buy toilet paper, paper towels, tissues, meat, milk, flour, eggs, or other hard-to-find items? This list has it all.

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Skip the Store & Stock Your Pantry with ShopRite from Home

This post is part 2 in the series Skip the Store & Stock Your Pantry.

Note: This post contains affiliate links. Read my policy here.

Struggling to get a time for ShopRite delivery or pickup? Check out my tips down below! And read my comprehensive blog post full of unexpected places you can find grocery pickup or delivery.

In this series, I’ve reviewed and spelled out the pros & cons of some home delivery and grocery pick-up services — Amazon Subscribe & Save, Amazon Pantry, Target Subscriptions, and Walmart Grocery. Today I’m sharing my review of ShopRite from Home, including how it works and how to get the most bang for your buck.

It was during a particularly challenging pregnancy that I discovered ShopRite from Home.

All of a sudden, instead of having the freedom to run off to the supermarket, I was too sick even to walk around my house. For months! But, even now as a busy mom, I’m a grocery pick-up convert.

Grocery pick-up and delivery service is a game-changer!

Part of it is the truth of my time’s value. Yes, I could be schlepping around the store every week to grab food, personal care items, household supplies, baby stuff — you name it. But my time is precious. I want to spend it on my loved ones, my family’s goals, and my own personal goals.

And the best part is that I don’t have to sacrifice to do that.

Most days that I use ShopRite from Home instead of hitting the store myself, I actually wind up saving money! And that’s a big deal for any family’s food budget.

So how does ShopRite from Home work? What are the ins and outs of the ShopRite pickup service? The ShopRite delivery service? And how can you maximize your efficiency and save the most money while shopping for your groceries?

Let’s dive in. [Read more…]

How to Save Money at ShopRite: 14 Secrets for Smart Shoppers

For most Americans, groceries make up a significant portion of their budgets — up to 15% of their expenses! And plenty of that cash is spent at your local supermarket’s checkout.

Your local supermarket may well be a ShopRite. With more than 300 stores on the east coast, ShopRite is a major chain frequented by millions of people each week.

So what can you do to whittle down that grocery spending? Are there steps you can take specifically at ShopRite to keep your bill low and pocket more of your money each week?

There are! If you’re wondering how to save money at ShopRite, check out these 14 smart tips for saving at this popular chain.

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Got Unclaimed Funds? Here’s How to Find Your Missing Money.

Americans are currently missing out on $58 billion of their own money. Just this year, Utah alone distributed record-breaking quantities of cash — $29.3 million — to its residents. And Virginia broke its own record by returning $87.1 million.

With all that cash floating around, you’ve probably got one simple question: Do any of those unclaimed dollar bills and assets belong to you?

Finding out is easier than you think. So we’re walking you through the places you may have unknowingly misplaced some money. We’ve got the shortcuts for tracking down the funds you’re legitimately owed and the details on how to file your claim. [Read more…]

Here’s Why Your Budget Needs a Sinking Fund

When it comes to saving, you’ve got your eye on a few different buckets.

There’s your emergency fund, your retirement savings, and maybe even a college savings plan for the kids.

But there’s another type of savings that many people haven’t heard about . . . but it’s one that can dramatically improve your financial life!

It’s the sinking fund.

They’re simple to set up, easy to manage, and oh so important in reaching your financial goals. Here’s how you can use sinking funds to plan your expenses without messing up your budget. [Read more…]

Your HSA is Actually a Retirement Secret Weapon

Sure, you’ve heard about the traditional tools for retirement planning. IRAs and 401(k) plans offer unique benefits for saving your cash now to enjoy when you’re older.

But what about a Health Savings Account? Most people think an HSA is just a place to keep short-term savings to cover your family’s medical costs this year.

But an HSA is actually an incredible and often-overlooked tool for funding your golden years. And its special treatment by the IRS may get you the most bang for your buck when you include an HSA in your retirement plan. Here’s how: [Read more…]

6 FIRE Movement Rules That Will Transform Your Money

Note: This post contains affiliate links. Read my policy here.

Right now, the FIRE movement is revolutionizing the way that Americans envision retirement.

FIRE — which stands for financial independence, retire early — began with the book Your Money or Your Life, authored by Vicki Robin and Joe Domingez. First published in 1992 and most recently updated in 2018, the book continues to galvanize young adults in particular in pursuing the dream of retirement in their 40s or even 30s.

But retirement for FIRE followers rarely means doing nothing. Instead, it translates to freedom to pursue the kind of work and passions you love instead of working exclusively for the paycheck.

Mr. Money Mustache, a prominent FIRE proponent, states the goal of FIRE as “complete freedom to be the best, most powerful, energetic, happiest, and most generous version of you that you can possibly be.”

Maybe FIRE is something you’d love to pursue yourself. But, even if early retirement isn’t your plan, you can mine some incredible money principles from the FIRE philosophy — principles that can put you on the path to financial health, help you grow your money, and build a secure financial future! [Read more…]

Meal Planning for Beginners: How to Save Money on Your Family’s Food

For average Americans, roughly 15% of their income is spent exclusively on food. And, with the average household income sitting around $60,000, the typical family spends $9000 to keep everyone fed.

That’s no small chunk of change.

But what if you could slash your food expenses? What a massive difference that would make with your money!

After all, what could you do with the extra cash if you could whittle your food costs down to 12% every single month? To 10% month after month???

That’s precisely where meal planning comes in — a simple exercise that takes just minutes a week. And doing nothing more than sticking with a meal plan can keep your food budget small while freeing up your cash for other financial goals!

And it’s great for everyone — supermoms, busy retirees, cash-strapped students, kitchen-loving dads, and anyone looking to save money and save time.

If you’re new to the scene, you may not even know how to meal plan. No worries! This guide will take you from beginner to meal planning expert in no time. [Read more…]

5 Proven Ways to Tidy Up Your Spending

Overspending has never been easier.

In mere seconds from just about anywhere, you can mindlessly type and swipe your way to a pricey online impulse buy. And, surprisingly, overwhelming living expenses aren’t typically to blame for overdoing it with your wallet.

One NerdWallet study found that one in two Americans overspend not out of necessity but for emotional reasons like stress, excitement, and sadness. And the numbers are even greater for younger generations, with two out of three millennials admitting to emotional overspending.

Self-awareness is the first step in avoiding overspending that’s driving you into debt. And if you’ve already taken the time to tidy up your money mindset, you’re well on your way.

But there’s more you can do.

As you know, countless Americans are currently on a mission to declutter their lives and organize their homes, Marie Kondo style. But what if you could tidy up your spending?

Check out these top tips for cleaning up your spending habits: [Read more…]

23 Father’s Day Gifts Under $100

Note: This post contains affiliate links. Read my policy here. I will be compensated if you make a purchase after clicking on my links.

Father’s Day is nearly here! So that eternal question is rearing its head again . . .

What on earth can I give Dad as a gift?

And if you’re looking to buy a present on a budget? You might seriously be scratching your head.

I’ve been there. So I’m sharing 23 of my favorite gift ideas — all under $100 — for that incredible dad you love and adore every day of the year.

Whether you’re buying as a daughter, wife, granddaughter, or an agent for the kids, you’re sure to find a unique and budget-friendly gift he’ll love this Father’s Day!

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