Prioritized Living

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How to Plan & Create Your Unique Retirement Adventure

How to Plan and Create Your Unique Retirement Adventure

Your grandparents’ retirement is a thing of the past.

The Employment Benefit Research Institute 2017 Retirement Confidence Study shows that Americans preparing for retirement are planning to do things differently — retire later, keep active, and even continue working to some extent.

A new type of retirement is on the horizon. And, if you’re planning to exit the workforce in 20 to 40 years, your golden years might be the adventure of a lifetime! Here’s a look at how life after retirement is changing and how you can start planning your own unique future . . .   [Read more…]

7 Last-Minute Gift Ideas That Won’t Bust Your Holiday Budget

7 Last-Minute Gift Ideas That Won't Bust Your Holiday Budget

Note:  This post contains affiliate links.  Read my policy here.

When I was growing up, one of our annual Christmas traditions was waving goodbye to Dad for a few hours on Christmas Eve. He was off to the mall for Christmas gift shopping!

Every year, we never knew what to expect from Dad under the tree. In my case, I think that was primarily the result of having a kooky dad . . .

. . . but it’s slim pickings out there on Christmas Eve!

If you struggle to come up with great last-minute gift ideas, back away from the eyeshadow collections and novelty socks.

Whether you’re a self-proclaimed procrastinator or the holidays have just snuck up on you this year, you absolutely can get your hands on gifts that people love.

And you can do it on a budget. Here’s how . . .
[Read more…]

How to Jump-Start Your Retirement Savings

How to Jump-Start Your Retirement Savings

If you’ve got three or even four decades to go until retirement, saving for that time of your life may be the last thing on your mind. But you’ve actually got the most incredible element on your side — time.

In fact, with the power of compound interest, you’ll be able to get more bang for your contributions than your peers who wait until they’re closing in on retirement age to start really planning and saving.

Of course, wanting to save for retirement and actually doing it are two very different things. When you’re just getting started, it’s easy to feel intimidated by the confusing alphabet soup of terminology — 401(k), 403(b), IRA, Roth SEP, SIMPLE, HSA, and so on.

So I’m demystifying the options for retirement savings. And I’m walking you through the process of kickstarting your journey to a successful future.   [Read more…]

13 Awesome Productivity Gifts to Give This Holiday Season

13 Awesome Productivity Gifts to Give This Holiday Season

Note:  This post contains affiliate links.  Read my policy here.

With Christmas right around the corner, you may be searching for that perfect gift for the special people in your life. (Or you may be looking to treat yourself to a surprise from Santa!)

Either way, if your gift recipient loves being super-productive — or wishes that she were! — this holiday gift guide has got you covered with awesome, budget-friendly presents.   [Read more…]

15 Awesome Financial Gifts to Give This Holiday Season

15 Awesome Financial Gifts to Give This Holiday Season

Note:  This post contains affiliate links.  Read my policy here.

With Christmas right around the corner, you may be searching for that perfect gift for the special people in your life. (Or you may be looking to treat yourself to a surprise from Santa!)

Either way, if your gift recipient loves being on top of her finances — or wishes that she were! — this holiday gift guide has got you covered with awesome, budget-friendly presents.

[Read more…]

15 Awesome Organizing Gifts to Give This Holiday Season

15 Awesome Organizing Gifts to Give This Holiday Season

Note:  This post contains affiliate links.  Read my policy here.

With Christmas right around the corner, you may be searching for that perfect gift for the special people in your life. (Or you may be looking to treat yourself to a surprise from Santa!)

Either way, if your gift recipient loves being organized — or wishes that she were! — this holiday gift guide has got you covered with awesome, budget-friendly presents.  [Read more…]

Should You Really Eat That Frog?

Should You Really Eat That Frog

Note:  This post contains affiliate links.  Read my policy here.

Mark Twain once famously remarked the following:

If it’s your job to eat a frog, it’s best to do it first thing in the morning. And If it’s your job to eat two frogs, it’s best to eat the biggest one first.”

From this pithy comment was born a productivity mantra — “Eat that frog!” — popularized by Brian Tracy. Tracy penned a short but powerful and widely read book, Eat That Frog!: 21 Great Ways to Stop Procrastinating and Get More Done in Less Time.

The idea is this: A frog is a completely unappealing item on your to-do list — that project you can’t bring yourself to start, that chore you hate, that phone call you don’t want to make, etc. And Tracy’s advise is to grit your teeth and just do that action item as the very first task you handle that day. Then, the rest of your day can only be better.

What if you’ve got two frogs? Tackle the biggest, ugliest one first. Then turn your attention to the second one.

But should you really eat that frog? Is Tracy’s advise honestly the best way to get things done and maximize your productivity?  [Read more…]

What You Need to Know Before You Get a Cash Back Credit Card

What You Need to Know Before You Get a Cash Back Credit Card

Who doesn’t love free money???

It’s so tempting to jump on the opportunity to rake in dollar bills by signing up for cash-back credit card. However, before you apply for one, it’s important to understand how these cards work and determine which one, if any, is right for you.

This guide will not only answer those questions but will also help you get the most bang for your buck with a smart cash-back credit card strategy.

[Read more…]

Why You Need a Food Processor: 10 Ways You’ll Save Time & Money

Note:  This post contains affiliate links.  Read my policy here.

Sometimes it feels as though you have to pick your poison when it comes to meal prep: save time with prepared ingredients or save money by handling the food prep yourself.

But you can save time and money on food prep with a surprisingly versatile kitchen tool — your food processor.

If yours is getting dusty on the back of a shelf — or if you haven’t made the investment to buy one — here are 10 compelling reasons to fire up a food processor to get great food ready quickly and inexpensively.  [Read more…]

Should You Save for a Home or Pay Down Student Loans?

Should You Save for a Home or Pay Down Student Loans?

When you’re repaying student loans, it can feel as though you’re frozen in time. After all, if you’re buried under $10k, $25k, or $100k in educational debt, it’s easy to think you have to put the rest of your life on hold.

In fact, according to a recent report from the National Association of Realtors, wannabe homeowners with student loan debt wait seven years longer to buy homes than those without.

But is kicking those loans ASAP while waiting to buy a home really the smartest move you can make? Or is taking your time while amassing a down payment the way to go?

The path you should choose depends on your financial circumstances. Here’s how.  [Read more…]